RAIN OR SHINE

Insurance That Makes a Difference!

Based in Miami, FL, The Difference Insurance is your trusted partner—rain or shine—in protecting what matters most. From your home and car to your business or boat, we provide dependable, personalized coverage designed to fit your lifestyle.

HAPPY CLIENTS
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Call : 855-333-8342

ABOUT US

Miami's Best Insurance Providers

We take a customer-first approach, offering white-glove service and policies that fit your unique needs. Our umbrella logo represents more than coverage—it stands for trust, security, and peace of mind.

CLIENT SATISFACTION
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File with Confidence. Track with Ease.

Easily Track Your Claims Every Step of the Way

Our transparent claims process keeps you in the loop with real-time updates, seamless tracking, and direct access to our support team—so you’re never left in the dark when it matters most. 

Our Services

We offer a full range of insurance solutions to protect every aspect of your life:

Auto Insurance

Confidence in Every Commute. Wherever you’re headed, our auto insurance keeps you protected with reliable coverage and real peace of mind.

Home Insurance

Your home is your haven. We help protect it from unexpected events with policies tailored to your property and lifestyle.

Commercial Insurance

From startups to established businesses, we provide commercial coverage that helps secure your operations, assets, and future growth.

Marine Insurance

Living near the coast? We offer specialised marine coverage to protect your boats, personal watercraft, and maritime investments.

Motorcycle Insurance

Ride freely with coverage built for motorcycle enthusiasts — from daily commuters to weekend cruisers.

Recreational Vehicle Insurance

We make sure your adventures stay worry-free, no matter where the road takes you.

Our Working Process

We make insurance simple—from quote to coverage. Our team guides you every step of the way with clarity, care, and confidence.

01

Get A Quotation

Tell us what you need, and we’ll create a personalised quote with clear options—no pressure, no confusion.

02

Complete The Aplication

Once you’re ready, we’ll guide you through a simple application process to ensure everything’s accurate and easy to understand.

03

Get Insured & Coverage

With your policy activated, you’ll be protected—rain or shine. We’ll be right here whenever you need support or guidance.

Our Client Review's

Our clients are at the heart of everything we do. Hear from individuals, families, and businesses who’ve experienced the Difference—real stories of protection, peace of mind, and personal service.

Difference Insurance made the entire process so easy. They explained everything clearly and helped me bundle my auto and home policies—saving me money and stress. I finally feel protected.

Robert Fox

CUSTOMER

I had a lot of questions about business liability coverage, and their team took the time to walk me through it all. They treated me like more than just a customer—I felt truly taken care of.

Jenny Hob

CUSTOMER

When I needed to file a claim after a storm, they were on it right away. Fast, friendly, and honest. I’ve recommended them to my entire family and will definitely use them in future.

Jonny Scott

CUSTOMER

Our Genuine Trusted Partners & Clients

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Our Genuine Trusted Partners & Clients