Based in Miami, FL, The Difference Insurance is your trusted partner—rain or shine—in protecting what matters most. From your home and car to your business or boat, we provide dependable, personalized coverage designed to fit your lifestyle.
We take a customer-first approach, offering white-glove service and policies that fit your unique needs. Our umbrella logo represents more than coverage—it stands for trust, security, and peace of mind.
Our transparent claims process keeps you in the loop with real-time updates, seamless tracking, and direct access to our support team—so you’re never left in the dark when it matters most.
We offer a full range of insurance solutions to protect every aspect of your life:
Your home is your haven. We help protect it from unexpected events with policies tailored to your property and lifestyle.
From startups to established businesses, we provide commercial coverage that helps secure your operations, assets, and future growth.
Living near the coast? We offer specialised marine coverage to protect your boats, personal watercraft, and maritime investments.
Ride freely with coverage built for motorcycle enthusiasts — from daily commuters to weekend cruisers.
We make sure your adventures stay worry-free, no matter where the road takes you.
We make insurance simple—from quote to coverage. Our team guides you every step of the way with clarity, care, and confidence.
Tell us what you need, and we’ll create a personalised quote with clear options—no pressure, no confusion.
Once you’re ready, we’ll guide you through a simple application process to ensure everything’s accurate and easy to understand.
With your policy activated, you’ll be protected—rain or shine. We’ll be right here whenever you need support or guidance.
Our clients are at the heart of everything we do. Hear from individuals, families, and businesses who’ve experienced the Difference—real stories of protection, peace of mind, and personal service.
Difference Insurance made the entire process so easy. They explained everything clearly and helped me bundle my auto and home policies—saving me money and stress. I finally feel protected.
I had a lot of questions about business liability coverage, and their team took the time to walk me through it all. They treated me like more than just a customer—I felt truly taken care of.
When I needed to file a claim after a storm, they were on it right away. Fast, friendly, and honest. I’ve recommended them to my entire family and will definitely use them in future.
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