Auto Insurance

Protect What Drives You

Your vehicle isn’t just transportation—it’s a part of your lifestyle, your routine, your independence. At The Difference Insurance, we offer tailored auto coverage designed to fit your unique needs. Whether you’re insuring your first car or your dream vehicle, our policies are built with real life in mind—transparent, reliable, and ready when you need them most.
 
Let’s find the coverage that moves with you.

Our Auto Insurance Coverages

We offer a range of coverage options to suit your specific needs:

Liability Coverage

Protects you if you're at fault in an accident, covering bodily injuries and property damage to others.

Collision Coverage

Covers repair or replacement costs if your vehicle is damaged in a collision, regardless of fault.

Comprehensive Coverage

Protects against non-collision incidents like theft, vandalism, fire, or natural disasters.

Gap Insurance

GAP (Guaranteed Asset Protection) Insurance safeguards you in the event your vehicle is declared a total loss by covering the difference between its actual cash value and the remaining balance on your loan or lease.

PIP (Personal Injury Protection) Coverage

Florida Drivers—This One’s for You. As a no-fault state, Florida law requires PIP coverage to help pay for medical expenses, lost wages, and other related costs after an accident—regardless of who was at fault. Our PIP plans are designed to comply with Florida regulations while offering flexibility and support when you need it most.

Why Our Clients Stay Covered with Confidence

Personalised, local, and reliable—insurance that truly makes a difference.

Personalised

Tailored to fit your unique needs.

Competitive Rates

Affordable protection without cutting corners.

Expert Support

Clear answers from experienced agents.