Commercial Insurance

Visionary Local Businesses

Miami’s most trusted entrepreneurs know success isn’t built overnight—it’s built on protection, preparation, and presence. At The Difference Insurance, we offer tailored commercial coverage that reflects the high standards of your business. Whether you run a boutique storefront, a specialized service, or a growing enterprise, we help safeguard your operations, property, and reputation with policies as intentional as you are. Because excellence deserves exceptional protection.

Our Commercial Insurance Coverages

We offer a range of coverage options to suit your specific needs:

General Liability Insurance

Covers bodily injury, property damage, and legal expenses resulting from everyday business operations.

Professional Liability (E&O)

Covers legal fees and damages related to claims of negligence, errors, or omissions in professional services.

Commercial Property Insurance

Protects your building, inventory, equipment, and furniture from damage or loss due to fire, theft, storms, and more.

Business Interruption Insurance

Reimburses lost income and helps cover ongoing expenses if your business operations are interrupted due to a covered event.

Why Choose Our Commercial Insurance?

Personalised, local, and reliable—insurance that truly makes a difference.

Personalised

Tailored to fit your unique needs.

Competitive Rates

Affordable protection without cutting corners.

Expert Support

Clear answers from experienced agents.