Home Insurance

Your home is more than a place—it’s where your story unfolds

At The Difference Insurance, we understand the value of feeling secure where it matters most. Whether you're a homeowner or a renter, our comprehensive home insurance solutions are thoughtfully designed to protect your space, your belongings, and your peace of mind—no matter what life brings.

Our Home Insurance Coverages

We offer a range of coverage options to suit your specific needs:

Personal Property Coverage

Protects your belongings—furniture, electronics, clothing, and more—whether they’re at home or on the go.

Liability Coverage

Covers legal and medical expenses if someone is injured on your property.

Dwelling Protection

Covers damage to your home's structure from events like fire, wind, or vandalism.

Loss of Use

Helps pay for temporary living expenses if your home becomes uninhabitable due to a covered loss.

Flood Insurance

Protect Your Property. Protect Your Peace of Mind. Just one inch of floodwater can cause thousands in damage—and most homeowners policies won’t cover it. Our flood insurance plans fill that critical gap, offering fast, affordable protection tailored to Florida living. Don’t wait until it’s too late—secure coverage now and stay one step ahead of the storm.

Why Homeowners Rely on Our Insurance

Personalised, local, and reliable—insurance that truly makes a difference.

Personalised

Tailored to fit your unique needs.

Competitive Rates

Affordable protection without cutting corners.

Expert Support

Clear answers from experienced agents.