Whether you’re cruising Biscayne Bay, running a commercial vessel, or docking your boat for the season, marine insurance gives you peace of mind for every nautical mile. At Difference Insurance, we provide tailored coverage for personal and commercial watercraft—so you can focus on the journey, not the risk.

Watercraft ownership comes with unique exposures—storms, theft, collisions, injuries, and liability. Marine insurance protects your investment and provides critical support in emergencies on the water. In Florida, where boating is a way of life, the right policy is more than smart—it’s essential.